What Is a Liquidity Pool? (DeFi Explained)

Education · Informational guide · Updated 2026

Definition

A liquidity pool is a smart contract that holds funds supplied by users, used to enable trading on a decentralized exchange.

How it works

Users deposit pairs of tokens into a pool. Traders swap against the pool, and a formula keeps the pool balanced and sets prices.

How providers earn

Liquidity providers earn a share of the trading fees generated by the pool, proportional to their contribution.

Impermanent loss

If the prices of the pooled tokens change relative to each other, providers can end up with less value than if they had simply held. This is called impermanent loss.

The risks

Besides impermanent loss, pools carry smart-contract risk and the risk of the underlying tokens losing value.

Bottom line

Liquidity pools are the engine of decentralized trading, but providing liquidity is not risk-free.

This article is for educational and informational purposes only and does not constitute financial advice. Always do your own research. Cryptocurrency is volatile and involves risk of loss.